Maybe he made a bunch of bad mortgage loans.

也许有一堆的不良抵押贷款。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

利用抵押贷款帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这是恰克的房子。它是用次级贷款买下的，这个贷款是偿付不起的。

Why does a bank charge prepayment penalties on mortgage loans?

为什么银行会对按揭贷款收取提前还款罚款？

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣提供抵押贷款？

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及抵押贷款的价格和可用性 – 购买房的贷款。

If it's the same as a mortgage loan, then I think I understand it in general terms.

如果和抵押贷款一样的话，我想我大概是这么理解的。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写抵押贷款申请表就像尝试阅读外语一样。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了无力偿还的抵押贷款，这并不是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒抵押贷款并部分促成2008年金，目前该行同意为此支付近170亿美元的罚款。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

这一是 Kiko 和 Rafael 之间关于获得抵押贷款的对话 – 获得钱来买房子。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人会在贷款协议结束前支付的房屋贷款——的抵押贷款，有时是 4-5 年，也许是 10 年。

For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当这些学生想申请贷款买房时，的申请很有可能将会被银行驳回，这很有可能就是因为在个人信誉中的记录所导致的。

Another kind of mortgage loan you can get from a bank is called an " adjustable-rate mortgage." The word " adjustable" comes from the verb " to adjust" (adjust).

您可以从银行获得的另一种抵押贷款称为“可调利率抵押贷款”。“可调”一词来自动词“调整”（调整）。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在抵押贷款、贷款利率甚至汽车保险方面达成最好的交易——或者如果你被拒绝贷款或公寓租赁——努力提高信用评分。

For example if it's a mortgage loan, the bank will come back and take your house away from you; that's because you " defaulted" on the loan – you didn't pay it.

比如如果是抵押贷款， 银行会回来把你的房子拿走；那是因为你“拖欠” 了贷款——你没有偿还。

It does mean that we're going to be paying more for getting a mortgage loan if we want to buy a home, which is already very unaffordable, you know, given the high rates and the high house prices.

这意味着我在买房时的按揭贷款成本会增加，这已经非常难以负担，考虑到高利率和高房价。

Well, the word " points" can mean a couple of different things, but here, when we're talking about mortgage loans, it refers to an additional price that you have to pay in order to get the loan.

好吧，“积分” 这个词可以有多种不同的含义， 但是在这里，当我谈论抵押贷款时，它指的是您为了获得贷款而必须支付的额外价格。

A " fee" is a price that you have to pay for something that the bank does for you, and there are lots of different ways that the banks make money by charging you for things when you get a mortgage loan.

“费用” 是您必须为银行为您做的事情支付的价格，当您获得抵押贷款时， 银行通过向您收取费用来赚钱的方式有很多种。

Usually when you have a mortgage loan in the United States, or a car loan, you are giving the bank part of the principal back each time you send in money, but you are also giving them part of the interest.

通常，当你在美国有抵押贷款或汽车贷款时，每次汇款时， 你都在向银行返还部分本金， 但同时也给银行部分利息。