Maybe he made a bunch of bad mortgage loans.

也许他有一堆的不良抵押贷。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

他们利抵押贷帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这恰克的房子。它级贷买下的，这个贷他偿付不起的。

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银，商业银否有兴趣提供抵押贷？

It's so normal to have a mortgage loan and it doesn't have to be.

有抵押贷很正常的，但其实不必如此。

I'm thinking of making a transition into being a mortgage loan officer.

我在考虑转做抵押贷专员。

We're seeing people look at 40-year mortgage loans.

人们开始考虑40年期的抵押贷。

I have to pay half of my salary on the mortgage loan every month.

我每月一半的工资都要拿来付房子的抵押贷。

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及抵押贷的价格和可性 – 购买房产的贷。

Why does a bank charge prepayment penalties on mortgage loans?

么银会对抵押贷收取提前还罚金？

We're seeing zero down mortgage loans.

我们正目睹零首付抵押贷的出现。

If it's the same as a mortgage loan, then I think I understand it in general terms.

如果和抵押贷一样的话，我想我大概这么理解的。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了他们无力偿还的抵押贷，这并不唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银因出售有毒抵押贷并部分促成2008年金融危机，目前该同意此支付近170亿美元的罚。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写这份抵押贷申请表就像在读一门外语。

Well, generally, you've got to wait four years after bankruptcy to be able to apply for a conventional mortgage loan.

一般来说，你在破产后需要等待四年才能申请传统的抵押贷。

Under government pressures and threats, banks began to lower mortgage loan approval standards, in order to meet government goals or quotas.

在政府的压力和威胁下，银开始降低抵押贷审批标准，以达到政府的目标或配额。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

本期对话形式，讲述Kiko和Rafael关于申请抵押贷——买房所需资金的讨论。

The market for mortgage loans was fledgling and illiquid until the thrifts that made home loans came under pressure to sell them.

抵押贷市场在发放住房贷的储蓄机构面临出售压力之前，一直处于初创阶段且缺乏流动性。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人们会在贷协议结束前支付他们的房屋贷——他们的抵押贷，有时 4-5 年，也许 10 年。