Maybe he made a bunch of bad mortgage loans.

也许有一堆的不良抵押。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

利用抵押帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这是恰克的房子。它是用次级买下的，这个是偿付不起的。

Why does a bank charge prepayment penalties on mortgage loans?

为什么银行会对按揭取提前还罚？

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣提供抵押？

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及抵押的价格和用性 – 购买房产的。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写抵押申请表就像尝试阅读外语一样。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了力偿还的抵押，这并不是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒抵押并部分促成2008年金融危机，目前该行同意为此支付近170亿美元的罚。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

这一集是 Kiko 和 Rafael 之间关于获得抵押的对话 – 获得钱来买房子。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人会在协议结束前支付的房屋——的抵押，有时是 4-5 年，也许是 10 年。

Another kind of mortgage loan you can get from a bank is called an " adjustable-rate mortgage." The word " adjustable" comes from the verb " to adjust" (adjust).

您以从银行获得的另一种抵押称为“调利率抵押”。“调”一词来自动词“调整”（调整）。

For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当这些学生想申请买房时，的申请很有能将会被银行驳回，这很有能就是因为在个人信誉中的记录所导致的。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在抵押、利率甚至汽车保险方面达成最好的交易——或者如果你被拒绝或公寓租赁——努力提高信用评分。

If it's the same as a mortgage loan, then I think I understand it in general terms. The interest rate would be the percentage of the amount you plan to borrow.

奥斯卡：如果它和抵押一样，那么我想我大致理解它。 利率将是您计划借金额的百分比。

Well, the word " points" can mean a couple of different things, but here, when we're talking about mortgage loans, it refers to an additional price that you have to pay in order to get the loan.

好吧，“积分” 这个词以有多种不同的含义， 但是在这里，当我谈论抵押时，它指的是您为了获得而必须支付的额外价格。

A " fee" is a price that you have to pay for something that the bank does for you, and there are lots of different ways that the banks make money by charging you for things when you get a mortgage loan.

“费用” 是您必须为银行为您做的事情支付的价格，当您获得抵押时， 银行通过向您取费用来赚钱的方式有很多种。

Usually when you have a mortgage loan in the United States, or a car loan, you are giving the bank part of the principal back each time you send in money, but you are also giving them part of the interest.

通常，当你在美国有抵押或汽车时，每次汇时， 你都在向银行返还部分本金， 但同时也给银行部分利息。